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Biggest Misconceptions About Sustaining Severe Injuries When Involved In A Fender Bender

Rick Millian • Sep 29, 2020

Common misconceptions about auto accidents and injury claims.

In a case, with $65.00 in property damage, no surgeries by our Client, we obtained a settlement of $210,000.00.  
 
In another case with less than $250.00 in property damage, we secured a $610,000.00 settlement, again without any surgeries on our Client.
 
Finally, with no visible property damage and a letter from an insurance company less than 72 hours after the accident occurred that stated the insurance company will not be paying any injury claim on the case, we were able to obtain a settlement of $200,000.00, which was the total amount of insurance available for this accident.
 
Now, these settlements are just examples of excellent results. There are other cases in which in fact, the injuries sustained by our clients are minor. However, two of the three cases referenced above were rejected by other Law Firms before we took over the cases. It is our attention to detail and belief that no accident is too minor or case too small that allows us to get these great results.
 
Every accident and every case is unique, regardless of what the insurance company tries to claim.


with no visible property damage and a letter from an insurance company less than 72 hours after the accident occurred that stated the insurance company will not be paying any injury claim on the case, we were able to obtain a settlement of $200,000.00, which was the total amount of insurance available for this accident.

You Can Sustain Severe Injuries When your Vehicle Only Sustained Minor Damage in an Accident

As attorneys, Retamar & Millian, P.A. hear this all the time from insurance companies “I/You can’t be hurt because the vehicle involved in the accident only sustained minor damage to it.” Some insurance companies will send letters to this effect. Ask any attorney that practices Injury Law, and they have been informed by insurance companies that your injury claim has nominal value due to only minor damage to your vehicle.  
 
Usually, the first thing an insurance adjuster will look at in evaluating a claim is the amount of damage your automobile sustained in a motor vehicle accident. Shockingly, some attorneys also base their evaluation of your injury case solely on the amount of damage sustained by your motor vehicle. Consequently, they will either reject your case or spend little time on your case as they have already determined that it has little to no value. Retamar & Millian does not take that approach.

Even a Small Amount of Damage to Your Vehicle can Cause Great Bodily Harm to You

Studies by the Florida Highway Safety and Motor Vehicles evidenced that both fatalities and injuries occurred in “Low-Speed” crashes, between vehicles. The Department defined low speed as vehicles traveling between 1 and 10 miles per hour at the time of the accident. It is safe to say that in these “Low-Speed” crashes there was also only “minor” damage to your vehicle. This is not to say that all accidents result in injuries but to dismiss a case or an injury based solely on the amount of damage to a vehicle involved in the accident is not only lazy but goes against the science that is out there. You can suffer significant bodily injury and even death in cases where your vehicle sustains little to no damage in an accident.

Dealing with Insurance Companies – Minor Damage to Vehicle, Great Bodily Harm

Insurance companies are difficult to deal with even in catastrophic accidents, never mind when the first photograph they see of a vehicle makes it hard to see the damage to the vehicle in the accident. It takes an experienced attorney who does not have preconceived notions to properly evaluate and prosecute minor vehicle damage and great bodily harm cases. 
 
Retamar & Millian treats all its cases the same which eliminates preconceived notions that you are not injured and your case has no value because there was little to no damage to your car.  

Contact an Experienced Car Accident Attorney

These types of cases are almost impossible to do on your own and very difficult to do even with an attorney. They often require an expert to ensure that your case is evaluated correctly. 
 
Retamar & Millian, P.A. is available to assist you on all your car accident related issues, including but not limited to your injury, property damage (car and other personal property) and diminished value claims. 
 
If you need assistance on any of the issues related to your car accident, contact Retamar & Millian, P.A. at 813-200-5894 for a free consultation.
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